Non-Performing Loans (NPL) Ratio, including loans and advances to Central Banks and Credit Institutions, remained unchanged at 1.6% in March 2026, compared with end of December 2025, according to the updated aggregate Cyprus banking sector data, published on Friday by the Central Bank of Cyprus.

According to the data, total NPLs at the end of March amounted to €835 million in a total of €51.3 billion. In comparison, on December 2025 NPLs were also €835 million, in a total of €52.1 billion.

In households, NPL Ratio stood at 4.4%. In non-financial corporations at 2.4% and in SMEs it rose to 3.6%.

Τhe coverage ratio of NPLs with provisions increased to 62.7% at the end of March 2026, compared with 62.3% at the end of December 2025.

Total restructured loans at the end of March 2026 amounted to €777 million, of which loans of €320 million continue to be classified as NPLs.

CNA/MCH/EPH/2026

ENDS, CYPRUS NEWS AGENCY